Tuesday, February 28, 2006

A series of unfortunate events? Maybe not.

I guess now would be a good time to fill you in.

Me, Nick, and Shadow were at the lovely Circuit City - shopping around as we do sometimes and decided to make a purchase. We were going to use a credit card (for the sake of this story I have two of them and we will call them A and B). So we were going to use card A, but it was declined. We both knew that the card wasn't anywhere near maxed out, but whatever... it's not like we could do anything about it right there in the store. So I decided to use card B instead. Unfortunately, I could not find it. That is not like me. I always know where my money-type things are. Anyway, that was rather annoying since I wasn't sure whether or not I had the money in the bank for the purchase because I had not balanced my checkbook since this weekend. So we left empty-handed.

When we got home we looked and looked for missing card B and I called about card A to see what the deal was. Turns out it was a random security lock-out... they do it randomly or when there are unusual purchases on the account. They do that so you will call and give them info that only you would know to make sure you are the cardholder... that no one's taken your card and is just using it or something. As soon as you call they make your card usable again. Back when I bought my drums this happened also. It's really annoying, but I guess at least this time, helpful.

So on to card B... I checked my online statement for it... there were $260.00 of pending purchases on this account... this card that I had not used since I'd paid it all but completely off two weeks ago. What the fuck!?!? So I called customer service and they gave me a LIST of things that had been put on there since yesterday. Over $460.00 worth of shit to be exact. I told them that I could not find my card today and that I didn't put the purchases on there... there was only one place I even shop from in the list of places that the purchases were coming from. That place happened to be Wal-Mart - where I'm thinking I probably dropped that card yesterday and someone decided to use it. To whomever that was - thanks asshole.

Needless to say, card B is now canceled and I'll be getting new crap from the credit card company... a new card with new account numbers and all that jazz... also a lovely affidavit to sign stating that I did not make those purchases. And to think... if card A hadn't randomly locked me out I may not have noticed that card B was missing and being used by someone else. Weird coincidence, yes? As unhappy as I am with having that happen this story does have a happy ending. The credit card company for card B said that the charges would be removed and wiped from my credit if it did show up... also, we went back to Circuit City and successfully used card A.

THE END

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